New Jersey Shore Real Estate - MLS Listings

Buyer's Tip - #45

Title Insurance

Title insurance is important because, by providing you with an Owners Policy, they insure that you have clear title to the property. If there are any problems later, you can always go back to the title insurance company and have them clear it up. Since it is customary for the seller to pay for the owner’s policy, they have an interest in which company is used.

However, you are going to pay a fee to the title insurance company, too. This is for the Lender’s Policy. The lender’s policy insures your mortgage lender that there are no liens or judgments against the property and that the mortgage will be in first position. In other words, should you sell the property or refinance it, their mortgage gets paid first, before any other claims against the property.

The lender’s policy is less expensive than the owner’s policy.

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Great Jersey Shore Townships in Monmouth County and Ocean County include: Bay Head, Beach Haven, Seaside Heights, Point Pleasant, Point Pleasant Beach, Ocean Beach, Brick Township, Pine Beach, Seaside Park, Surf City, Atlantic Highlands, Fair Haven, Oceanport, Holmdel, Little Silver, Middletown, Monmouth Beach, Rumson, Lakewood, Manasquan, Toms River, Long Beach, Sea Grit, Sea Bright, Union Beach, Spring Lake, Ocean Grove, Belmar, and Allenhurst. Unlike those larger "mega' sites, we focus all our efforts specifically on New Jersey Real Estate, New Jersey Shore MLS listings, New Jersey Shore MLS search, New Jersey Real Estate Agent, Point Pleasant New Jersey Real Estate, Jersey Shore Real Estate, Jersey Shore Homes for Sale, Seaside Heights New Jersey Real Estate, and Bay Head New Jersey Real Estate.

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